Retired just a tad over 5 months ago and absolutely love it. In fact, the only downside for me is I discovered I now have much less need to leave the house as when I was working. When I worked, unless it was too windy or rainy, always had a lid on, straw fedora in warm months, felt fedoras and flat caps in cold. So now and into the future there will be fewer opportunities to wear them. Similarly, fewer opportunities to wear some of my vintage overcoats I love. Always wore a tie and jacket to work though it was not mandated. Find I don't miss the jackets and ties all that much.