BanjoMerlin said:I looked at the Visa merchant info and the Baron's legaleze seems to address three specific issues. It looks like a lot of work went into being sure they were not in violation of any merchant requirements.
8. If your establishment has policies regarding merchandise returns, refunds, or service cancellation, disclose these policies to the cardholder at the time of the transaction.
That being said, I very much doubt that Visa/Mastercard would allow a Merchant to implement a policy that undercuts the ability of consumers to exercise their rights as cardholders to dispute a transaction. The whole point of the "anti-chargeback" policy is to have a chilling effect on consumers who might want to avail themselves of perfectly legitimate remedies with their own credit card companies. I still think that Baron's policy likely runs afoul of the terms of their Master Merchant Agreement.